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Plug-and-Play Integration

Integrate Credit Intelligence
Into Any Lending Stack.

Connect Santulan AI with your existing LOS, Core Banking System, Account Aggregators, or custom credit workflows in less than 48 hours.

Loan Origination Systems (LOS)

Embed bank statement analysis, credit scoring, and automated decisioning directly into your origination pipeline.

REST API Ready
FinnOne Neo
Nucleus Software
Salesforce Financial Services
Lentra
Perfios LOS
Custom In-House LOS

Account Aggregator Ecosystem

Direct integration with RBI-regulated Account Aggregators (AAs) for consent-driven automated statement fetch.

REST API Ready
Finvu
OneMoney
Anumati
Nadl
CAMS Financial Information Services

Core Banking & ERP Systems

Sync underwritten borrower profiles and structured cashflow data into core banking ledgers.

REST API Ready
Finacle (Infosys)
T24 (Temenos)
Flexcube (Oracle)
SAP S/4HANA
Tally Prime ERP
Developer First

One API Call to Analyze Any Bank Statement

Pass a PDF statement file or Account Aggregator session ID. Get back structured JSON with verified income, obligations, anomalies, and lending scores.

Asynchronous webhook notifications for batch processing
Standardized JSON payload for all 300+ Indian banks
Sandbox environment with dummy statements for testing
99.95% API Uptime SLA
View API Docs
POST /api/v3/statement/analyzecURL
curl -X POST https://api.santulan.ai/v3/statement/analyze \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: multipart/form-data" \
  -F "file=@hdfc_statement.pdf" \
  -F "password=PASS123" \
  -F "webhook_url=https://your-los.com/callback"
// Response: 200 OK (in 1.4s)
// Output: Income, FOIR, Bounce Score, Circular Risk JSON